Insurance
Insurance Brokers
Bradshaw Bennett Limited
Catherine House
Catherine Street
Macclesfield
Cheshire
SK11 6BB
Employers, Public & Products Liability Policy
Insurers:
Hiscox
Geographical Limits Business conducted at or from premises in Great Britain, Northern Ireland, the Channel Islands or The Isle of Man.
Principle Location
Athersley Business Centre
Edwins Close
Barnsley
South Yorkshire
S71 3BH
Interest -
Indemnify against legal liability for damages and claimants’ costs and expense in respect of death, bodily injury or disease, sustained by an employee and caused during the period of insurance arising out of and in course of employment by the insured in connection with the business.
Indemnify against legal liability arising out of or in respect of:
- injury to any person
- property damage
Happening or incurring during the period of insurance as per the agreed policy wording.
Public & Products liability
Limit of Indemnity
- Any one event - £5,000,000
- All events, happening during any period of Insurance in respect of products supplied - £5,000,000
- All incidents considered to have occurred during any period of Insurance in respect of pollution or contamination of buildings or other structures or of water or land or of the atmosphere - £5,000,000
- Financial Loss - £1,000,000
Employers Liability
Limit of Indemnity £10,000,000
Professional Indemnity
Limit of Indemnity £500,000
Legal Expenses
Limit of Indemnity £100,000
Principle Conditions Unsatisfied Court Judgements
Indemnity to Principle
Full Contractual Liability
Subrogation Waiver
Warranties Applicable
Heat Warranty
It is a condition precedent to liability under this policy that no naked light will be used whilst the
Treatment of timber or vermin or pest control is undertaken in confined spaces.
Other Covers
Property Damage – “All Risks”; £250 Excess
Office Contents
£1,500
Stock
£5,000
Equipment in vehicles
£3,000
The details outlined herein are only a summary and cover will always be subject to the policy terms, conditions and exceptions.